Dave Ramsey Sayings and Quotes

Below you will find our collection of inspirational, wise, and humorous old dave ramsey quotes, dave ramsey sayings, and dave ramsey proverbs, collected over the years from a variety of sources.


Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.     

Dave Ramsey

Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.     

Dave Ramsey

Too many people buy things they don't need with money they don't have to impress people they don't like.     

Dave Ramsey

You must gain control over your money or the lack of it will forever control you.     

Dave Ramsey

I would not pre-pay. I would invest instead and let the investments cover it.     

Dave Ramsey

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.     

Dave Ramsey

Saving must become a priority, not just a thought. Pay yourself first.     

Dave Ramsey

A budget is telling your money where to go instead of wondering where it went     

Dave Ramsey

Broke people giving financial advice is like a shop teacher with missing fingers.     

Dave Ramsey

Investing is important, but get debt-free first. That's what frees up your income so you can win.     

Dave Ramsey

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.     

Dave Ramsey

A budget isn't about restricting what you can spend. It gives you permission to spend without guilt or regret.     

Dave Ramsey

You must gain control over your money or the lack of it will forever control you.     

Dave Ramsey

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.     

Dave Ramsey

Debt is normal. Be weird.     

Dave Ramsey

Debt is dumb. Cash is king.     

Dave Ramsey

You can't be in debt and win. It doesn't work.     

Dave Ramsey

A budget is telling your money where to go instead of wondering where it went.     

Dave Ramsey

Doing a budget means learning an ancient and powerful word: NO.     

Dave Ramsey

Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.     

Dave Ramsey

A lower interest rate doesn't make a debt go away.     

Dave Ramsey

Delegation requires the willingness to pay for short term failures in order to gain long term competency.     

Dave Ramsey

Whining shows a lack of character. If you don't like the way something is, do something to change it.     

Dave Ramsey

The average millionaire can't tell you who got thrown off the island last night.     

Dave Ramsey

Being willing to delay pleasure for a greater result is a sign of maturity.     

Dave Ramsey

Knock out a small debt first so you get a quick win. Momentum is key.     

Dave Ramsey

You need some quick wins in order to stay pumped enough to get out of debt completely.     

Dave Ramsey

Don't give money to people who won't behave properly with it. You'll just enable bad behavior.     

Dave Ramsey