Banking Sayings and Quotes

Below you will find our collection of inspirational, wise, and humorous old banking quotes, banking sayings, and banking proverbs, collected over the years from a variety of sources.


It is not by augmenting the capital of the country, but by rendering a greater part of that capital active and productive than would otherwise be so, that the most judicious operations of banking can increase the industry of the country.     

Adam Smith

Banking is a branch of the information business.     

Walter Wriston

Food banking as well as other antihunger programs do a good job of managing poverty by alleviating its worst symptom, hunger.     

Mark Winne

At its core, banking is not simply about profit, but about personal relationships.     

Felix Rohatyn

Investment banking is not a business; it is a personal service where bankers work hand in hand with their clients. And it is a service that must not simply be about making bigger and bigger deals that reap rewards for only a small group of executives.     

Felix Rohatyn

The art of banking is always to balance the risk of a run with the reward of a profit. The tantalizing factor in the equation is that riskier borrowers pay higher interest rates. Ultimate safety a strongbox full of currency would avail the banker nothing. Maximum risk a portfolio of loans to prospective bankrupts at usurious interest rates would invite disaster. A good banker safely and profitably treads the middle ground.     

James Grant

In central banking as in diplomacy, style, conservative tailoring, and an easy association with the affluent count greatly and results far much less.     

John Kenneth Galbraith

The modern banking system manufactures money out of nothing.     

Josiah Stamp

This is the twilight of the banks. It would be a more cheerful spectacle if we could envision the dawn of the institutions that will replace them.     

Martin Mayer

Banking is a very treacherous business because you don't realize it is risky until it is too late. It is like calm waters that deliver huge storms.     

Nassim Nicholas Taleb

A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.     

Robert Frost

There's more honor in investment management than in investment banking.     

Charlie Munger

The large banking interests were deeply interested in the World War because of the wide opportunities for large profits.     

William Jennings Bryan

Good banking is produced not by good laws, but by good bankers.     

Hartley Withers

A banking system is an act of faith: it survives only for as long as people believe it will.     

Michael Lewis

Because bankers measure their self-worth in money, and pay themselves a lot of it, they think they're fine fellows and don't need to explain themselves.     

James Buchan

Investment banking fees are geared towards success.     

John Williams

Banking may well be a career from which no man really recovers.     

John Kenneth Galbraith

Banking establishments are more dangerous than standing armies.     

Thomas Jefferson

There's a way of transferring funds that is even faster than electronic banking. It's called marriage.     

James Holt McGavran

Drive-in banks were established so most of the cars today could see their real owners.     

E. Joseph Cossman

Banking technology has made it simple and efficient to invest in good causes.     

Mark Skousen